Our Loan Process: From Scenario to Closing

No confusing paperwork, no mystery. Here's exactly how Bentley takes you from deal idea to funded investment — fast.

Step By Step

The Full Investor Loan Process, Step by Step

Submit Your Scenario

Tell us about your deal. Property address, type, purchase price, and expected rent. That's it for now — no paperwork, no financials at this stage. Just the deal basics so we can evaluate fit.

You can submit online, by phone, or directly with your assigned advisor. We review every scenario personally — no automated rejections.

5 Min Online Form No Documents Yet All Deal Types

Submit Your Scenario

Tell us about your deal. Property address, type, purchase price, and expected rent. That's it for now — no paperwork, no financials at this stage. Just the deal basics so we can evaluate fit.

You can submit online, by phone, or directly with your assigned advisor. We review every scenario personally — no automated rejections.

5 Min Online Form No Documents Yet All Deal Types

Submit Your Scenario

Tell us about your deal. Property address, type, purchase price, and expected rent. That's it for now — no paperwork, no financials at this stage. Just the deal basics so we can evaluate fit.

You can submit online, by phone, or directly with your assigned advisor. We review every scenario personally — no automated rejections.

5 Min Online Form No Documents Yet All Deal Types

Submit Your Scenario

Tell us about your deal. Property address, type, purchase price, and expected rent. That's it for now — no paperwork, no financials at this stage. Just the deal basics so we can evaluate fit.

You can submit online, by phone, or directly with your assigned advisor. We review every scenario personally — no automated rejections.

5 Min Online Form No Documents Yet All Deal Types
What You'll Need

DSCR Loan Document Checklist

Required Documents

Must Have

These are needed to process your DSCR loan application

  • Property purchase contract or address
  • Signed lease agreement or rental market analysis
  • Government-issued photo ID
  • Entity documents (LLC operating agreement, EIN)
  • 3 months bank statements (entity account)
  • Credit authorization form

Not Required

We Don't Need

Unlike traditional lenders, we don't ask for these

  • Personal tax returns (2 years)
  • W-2s or pay stubs
  • Personal debt-to-income calculation
  • Employment verification letter
  • Personal financial statement (in most cases)
  • Business P&L (unless requested for complex deals)
Side By Side

Bentley vs Traditional Bank

Bentley Equity Loans

Investor Lender
Pre-Approval Time 48 Hours
Avg Close Time 2–4 Weeks
Tax Returns Required No
Qualification Basis Property Cash Flow
Max Properties Unlimited
Self-Employed OK Yes

Traditional Bank

Conventional
Pre-Approval Time 2–4 Weeks
Avg Close Time 45–60 Days
Tax Returns Required Yes (2 Years)
Qualification Basis Personal Income
Max Properties 4–10 Limit
Self-Employed OK Difficult
Contact Us

Connect With Us

Bentley Equity Loans

Phone Us (800) 308-3488
Address 533 Northeast 3rd Avenue, Fort Lauderdale, FL, USA
Office Timing Open Today: 09:00 am – 05:00 pm

Scenario Submission Portal

Ready to Secure Your Next Prime Property?