DSCR Lenders by City

A DSCR loan works the same way everywhere: the lender compares the property's rent against its full monthly payment and lends on that ratio. What differs by market is what goes into the payment — and in some metros the local factors move it enough to decide the deal.

County millage in Atlanta. MUD districts in Houston. Taxable-value uncapping in Detroit. Wind and flood premiums in Tampa. Short-term rental zoning in Orlando and Nashville. These pages cover what actually changes the arithmetic in each market.

Southeast

• DSCR Lenders in Atlanta — Georgia
• DSCR Lenders in Savannah — Georgia
• DSCR Lenders in Charlotte — North Carolina
• DSCR Lenders in Raleigh–Durham — North Carolina
• DSCR Lenders in Greensboro & Winston-Salem — North Carolina
• DSCR Lenders in Richmond — Virginia
• DSCR Lenders in Virginia Beach & Norfolk — Virginia
• DSCR Lenders in Greenville — South Carolina
• DSCR Lenders in Columbia — South Carolina
• DSCR Lenders in Charleston — South Carolina
• DSCR Lenders in Miami — Florida
• DSCR Lenders in Orlando — Florida
• DSCR Lenders in Tampa — Florida
• DSCR Lenders in Jacksonville — Florida
• DSCR Lenders in Nashville — Tennessee
• DSCR Lenders in Knoxville — Tennessee
• DSCR Lenders in Chattanooga — Tennessee
• DSCR Lenders in Memphis — Tennessee
• DSCR Lenders in Birmingham — Alabama
• DSCR Lenders in Huntsville — Alabama
• DSCR Lenders in Mobile — Alabama
• DSCR Lenders in New Orleans — Louisiana
• DSCR Lenders in Baton Rouge — Louisiana
• DSCR Lenders in Jackson — Mississippi
• DSCR Lenders in Louisville — Kentucky
• DSCR Lenders in Lexington — Kentucky

Texas & Southwest

• DSCR Lenders in Dallas–Fort Worth — Texas
• DSCR Lenders in Houston — Texas
• DSCR Lenders in Austin — Texas
• DSCR Lenders in San Antonio — Texas
• DSCR Lenders in El Paso — Texas
• DSCR Lenders in Phoenix — Arizona
• DSCR Lenders in Tucson — Arizona
• DSCR Lenders in Las Vegas — Nevada
• DSCR Lenders in Reno — Nevada
• DSCR Lenders in Albuquerque — New Mexico
• DSCR Lenders in Oklahoma City — Oklahoma
• DSCR Lenders in Tulsa — Oklahoma
• DSCR Lenders in Little Rock — Arkansas
• DSCR Lenders in Northwest Arkansas — Arkansas

Midwest

• DSCR Lenders in Chicago — Illinois
• DSCR Lenders in Indianapolis — Indiana
• DSCR Lenders in Fort Wayne — Indiana
• DSCR Lenders in Kansas City — Missouri & Kansas
• DSCR Lenders in St. Louis — Missouri
• DSCR Lenders in Columbus — Ohio
• DSCR Lenders in Cincinnati — Ohio
• DSCR Lenders in Cleveland — Ohio
• DSCR Lenders in Akron — Ohio
• DSCR Lenders in Dayton — Ohio
• DSCR Lenders in Toledo — Ohio
• DSCR Lenders in Detroit — Michigan
• DSCR Lenders in Grand Rapids — Michigan
• DSCR Lenders in Milwaukee — Wisconsin
• DSCR Lenders in Minneapolis–St. Paul — Minnesota
• DSCR Lenders in Des Moines — Iowa
• DSCR Lenders in Omaha — Nebraska
• DSCR Lenders in Wichita — Kansas

Northeast & Mid-Atlantic

• DSCR Lenders in Philadelphia — Pennsylvania
• DSCR Lenders in Pittsburgh — Pennsylvania
• DSCR Lenders in Allentown & the Lehigh Valley — Pennsylvania
• DSCR Lenders in Baltimore — Maryland
• DSCR Lenders in Newark & Jersey City — New Jersey
• DSCR Lenders in Boston — Massachusetts
• DSCR Lenders in Worcester — Massachusetts
• DSCR Lenders in Providence — Rhode Island
• DSCR Lenders in Hartford — Connecticut
• DSCR Lenders in New Haven — Connecticut
• DSCR Lenders in Buffalo — New York
• DSCR Lenders in Rochester — New York
• DSCR Lenders in Syracuse — New York
• DSCR Lenders in Albany — New York

West & Mountain

• DSCR Lenders in Seattle — Washington
• DSCR Lenders in Spokane — Washington
• DSCR Lenders in Portland — Oregon
• DSCR Lenders in Sacramento — California
• DSCR Lenders in Los Angeles — California
• DSCR Lenders in San Diego — California
• DSCR Lenders in Riverside & the Inland Empire — California
• DSCR Lenders in Fresno — California
• DSCR Lenders in Bakersfield — California
• DSCR Lenders in Denver — Colorado
• DSCR Lenders in Colorado Springs — Colorado
• DSCR Lenders in Salt Lake City — Utah
• DSCR Lenders in Boise — Idaho

Not on the list?

We lend nationwide, so a market having no page here does not mean we do not finance it. Our state-by-state DSCR question set covers all 50 states and DC, and you can send us any scenario directly.